Everyone puts in hard work for the money they earn. And deciding what to spend it on takes careful consideration, like what insurance cover you need.
It’s often seen as a daunting process with products that are complex, difficult to compare and applications that are, well, complicated.
Personalised cover with easy application, tailored to your life stage and adaptable to your changing circumstances is ideal. This has been the philosophy of Investec Life since its launch in 2017.
“Less complexity and greater personalisation, flexibility and transparency, supported by cutting-edge technology set Investec Life apart,” says Investec Life Head Product Actuary Sinenhlanhla Nzama.
Investec Life offers cover for individuals and families, including customisable life, income protection, disability, severe illness, funeral cover and mortgage protection cover. It is tailored to suit the life stage you are in, be it starting a career, getting married, having a family or looking to provide liquidity for an estate.
A private banker and trained advisers are available to clients via the Investec Online digital platform to provide appropriate advice tailored to individual needs.
“We are client-centric in everything we do, across multiple channels,” says Nzama. “We do extensive research into client behaviours, so we can better cater to their needs. Investec remains a high-tech, high-touch business delivering great people when you need them and great technology when you don’t. Integrating our life offering into Investec’s broader One Place proposition (a single view of your finances from any channel of choice) means solution and convenience anchor everything.”
Investec Life has already issued cover of more than R3 billion. A large uptake has been in Mortgage Protection Cover, a product unique in South Africa, where premiums adjust down monthly as clients pay off their home loan.
“We’re challenging the insurance status quo by highlighting what clients really need instead of just making a sale,” says Nzama. “It’s about meeting clients’ individual needs at various life stages at a reasonable cost and ensuring they keep direct control.”
“Investec Life is made for you. We provide comprehensive financial solutions, technology and processes when our clients want it, and how they want it,” concludes Nzama.
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Investec Life Limited is an authorised Financial Services Provider 47702.